使用TypeScript编写一段程序模拟信用卡消费 信用卡账户上一般包含： 1、卡面余额（可取款提现、可消费） 2、透支额度（仅限消费） 要求传入一个消费金额amount，根据账户上卡面余额和透支额度输出不同情况下的消费明细

在 TypeScript 中，我们可以创建一个更详细的信用卡类 `CreditCard` 来模拟上述需求，包括卡面余额、透支额度以及相应的消费逻辑。这里我们将消费分为三种情况：正常消费、透支消费和取款。以下是示例代码：

class CreditCard {
  private balance: number; // 卡面余额
  private overdrawLimit: number; // 透支额度
  private withdrawalLimit: number; // 取款限额

  constructor(balance: number, overdrawLimit: number, withdrawalLimit: number) {
    this.balance = balance;
    this.overdrawLimit = overdrawLimit;
    this.withdrawalLimit = withdrawalLimit;
  }

  public consume(amount: number): string {
    if (amount <= this.balance) { // 正常消费
      this.balance -= amount;
      return `Consumed ${amount}. New balance: ${this.balance}`;
    } else if (amount <= this.balance + this.overdrawLimit) { // 透支消费
      const totalPenalty = this.calculateOverdraftPenalty(amount);
      this.balance -= amount - totalPenalty;
      return `Consumed ${amount} with a penalty of ${totalPenalty}. New balance: ${this.balance}`;
    } else { // 取款或超过透支上限
      return "Insufficient funds or exceeding overdraft limit.";
    }
  }

  private calculateOverdraftPenalty(amount: number): number {
    // 简化示例，通常透支费用按百分比计算
    return amount * 0.05; // 假设5%的透支罚息
  }

  public withdraw(amount: number): string {
    if (amount <= this.withdrawalLimit && amount <= this.balance) {
      this.balance -= amount;
      return `Withdrawn ${amount}. New balance: ${this.balance}`;
    } else {
      return "Withdrawal not allowed or insufficient funds.";
    }
  }
}

// 示例使用
let myCard = new CreditCard(1000, 500, 200);
console.log(myCard.consume(800)); // 输出消费明细
console.log(myCard.withdraw(200)); // 输出取款明细

这个 `CreditCard` 类可以提供详细的消费和取款信息，根据输入金额判断不同的消费行为。如果消费超出了透支额度，还会计算相应的透支罚息。