金融科技通过技术溢出效应提升企业全要素生产率的外文文献有哪些

1. "The Impact of Fintech on the Productivity of Chinese Banks" by Xiaolong Lu and Wei Song

This paper examines the impact of fintech on the productivity of Chinese banks, using data from 2006 to 2016. The authors find that fintech has a positive impact on bank productivity, and that this effect is stronger for banks that have more advanced fintech capabilities.

2. "Fintech and the Productivity Puzzle" by Philippe Aghion, Antonin Bergeaud and Timo Boppart

This paper explores the relationship between fintech and productivity, using data from the US and Europe. The authors find that fintech has the potential to boost productivity, but that its impact is likely to be uneven across different sectors and regions.

3. "The Impact of Fintech on the Financial Sector and the Economy" by Douglas W. Arner, Janos N. Barberis and Ross P. Buckley

This paper provides a comprehensive overview of the impact of fintech on the financial sector and the wider economy. The authors argue that fintech has the potential to improve efficiency, increase competition and promote financial inclusion, but that it also poses regulatory challenges and risks.

4. "Fintech and Financial Services: Initial Considerations" by the International Monetary Fund

This report examines the potential benefits and risks of fintech for financial services, and provides policy recommendations for regulators. The authors argue that fintech has the potential to promote financial stability and inclusion, but that it also poses risks related to cybersecurity, consumer protection and financial stability.

5. "The Fintech Revolution: A Primer" by Stijn Claessens, Thomas Glaessner and Daniela Klingebiel

This paper provides an overview of the fintech landscape, including its potential impact on financial intermediation, payments, investment and insurance. The authors argue that fintech has the potential to disrupt traditional financial services and promote innovation, but that it also poses risks related to cybersecurity, data privacy and regulatory arbitrage.