"美国研究生课程-401K基础知识详解：福利管理与退休规划"

The presentation on "401K Basics in US Graduate Courses - Welfare Management" discussed the essential knowledge and understanding of 401(k) retirement plans. It emphasized the importance of reviewing exams, applying knowledge, and setting goals for future success. The overall goal of a 401(k) plan was outlined, highlighting the responsibilities of companies, HR departments, and individuals in managing retirement savings. The presentation also delved into the history of 401(k) plans, including the Enron crash and misconceptions about their effectiveness. The difference between defined benefit and defined contribution plans was explained, with examples of how each type of plan works. Overall, the presentation provided a comprehensive overview of 401(k) basics and stressed the importance of financial planning for a secure retirement.