利用c++完成银行管理系统，要求使用输入与输出流，实现开户、存款、取款等基本功能。要求有中文解释程序

以下是一个简单的C++银行管理系统的示例代码，包括开户、存款、取款等基本功能，使用了输入和输出流，实现了中文解释。

#include <iostream>
#include <string>
#include <vector>

using namespace std;

// 定义账户类
class Account {
public:
    Account() {} // 默认构造函数
    Account(string name, string id, double balance) : m_name(name), m_id(id), m_balance(balance) {} // 带参数的构造函数

    void deposit(double amount) { // 存款
        m_balance += amount;
    }

    void withdraw(double amount) { // 取款
        if (m_balance >= amount) {
            m_balance -= amount;
        }
    }

    string getName() const { // 获取账户名
        return m_name;
    }

    string getID() const { // 获取账户ID
        return m_id;
    }

    double getBalance() const { // 获取账户余额
        return m_balance;
    }

private:
    string m_name; // 账户名
    string m_id; // 账户ID
    double m_balance = 0.0; // 账户余额
};

// 定义银行类
class Bank {
public:
    void createAccount() { // 开户
        string name, id;
        double balance;
        cout << "请输入账户姓名：";
        cin >> name;
        cout << "请输入账户ID：";
        cin >> id;
        cout << "请输入账户初始余额：";
        cin >> balance;
        Account account(name, id, balance);
        m_accounts.push_back(account);
        cout << "账户开设成功！" << endl;
    }

    void deposit() { // 存款
        string id;
        double amount;
        cout << "请输入账户ID：";
        cin >> id;
        cout << "请输入存款金额：";
        cin >> amount;
        for (auto& account : m_accounts) {
            if (account.getID() == id) {
                account.deposit(amount);
                cout << "存款成功！账户余额为：" << account.getBalance() << endl;
                return;
            }
        }
        cout << "该账户不存在！" << endl;
    }

    void withdraw() { // 取款
        string id;
        double amount;
        cout << "请输入账户ID：";
        cin >> id;
        cout << "请输入取款金额：";
        cin >> amount;
        for (auto& account : m_accounts) {
            if (account.getID() == id) {
                account.withdraw(amount);
                cout << "取款成功！账户余额为：" << account.getBalance() << endl;
                return;
            }
        }
        cout << "该账户不存在！" << endl;
    }

    void display() { // 显示账户信息
        string id;
        cout << "请输入账户ID：";
        cin >> id;
        for (auto& account : m_accounts) {
            if (account.getID() == id) {
                cout << "账户姓名：" << account.getName() << endl;
                cout << "账户ID：" << account.getID() << endl;
                cout << "账户余额：" << account.getBalance() << endl;
                return;
            }
        }
        cout << "该账户不存在！" << endl;
    }

private:
    vector<Account> m_accounts; // 存储所有账户信息
};

int main() {
    Bank bank;

    while (true) {
        cout << "请选择操作：" << endl;
        cout << "1. 开户" << endl;
        cout << "2. 存款" << endl;
        cout << "3. 取款" << endl;
        cout << "4. 查账" << endl;
        cout << "5. 退出" << endl;

        int choice;
        cin >> choice;

        switch (choice) {
        case 1:
            bank.createAccount(); // 开户
            break;
        case 2:
            bank.deposit(); // 存款
            break;
        case 3:
            bank.withdraw(); // 取款
            break;
        case 4:
            bank.display(); // 查账
            break;
        case 5:
            cout << "谢谢使用！" << endl;
            return 0;
        default:
            cout << "无效选择，请重新选择。" << endl;
            break;
        }
    }

    return 0;
}

运行程序后，根据提示输入相应的选项即可进行操作。