FinTech,Total factor productivity of enterprises
时间: 2024-05-21 18:10:45 浏览: 13
FinTech refers to the use of technology to deliver financial services and products to consumers and businesses. It has the potential to significantly enhance the efficiency, accessibility, and affordability of financial services, and can help drive economic growth and development.
Total factor productivity (TFP) refers to the efficiency with which inputs such as labor, capital, and technology are used to produce output. It is a measure of the overall efficiency and competitiveness of an enterprise or economy. FinTech can contribute to TFP by improving the efficiency of financial intermediation, reducing transaction costs, and increasing competition and innovation in the financial sector. By leveraging technology to automate processes, reduce overhead costs, and improve risk management, FinTech firms can achieve higher levels of productivity and profitability than traditional financial institutions.
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